Today, we're making a significant change to how BishBashDosh operates. We're removing our premium subscription tier and making every feature completely free for all users.
Yes, you read that right. No more paywalls. No more premium features. Everything we've built — from unlimited calculations to advanced tax optimization tools — is now available to everyone at no cost.
#Why Make This Change?
When we launched BishBashDosh, our goal was simple: help UK families stop overpaying tax and make better financial decisions. But we realized something important along the way.
The people who need tax optimization tools the most are often those who can least afford to pay for them.
Charging for premium features created a barrier between our mission and the people we wanted to help. That didn't sit right with us.
#What This Means for You
If you're currently a paying subscriber, you'll be automatically refunded for your remaining subscription period. You'll receive an email with the details shortly.
If you've been using our free tier, congratulations — you just got upgraded to everything we offer:
- ✓ Unlimited calculation scenarios
- ✓ Advanced pension optimization
- ✓ Family benefit tracking
- ✓ Historical comparison tools
- ✓ Export and sharing features
- ✓ Priority support
Everything. Free. Forever.
#So How Will BishBashDosh Sustain Itself?
Fair question. We're not a charity, and we want to keep building features that help you optimize your finances.
We're introducing something new: trusted partnerships with FCA-authorized Independent Financial Advisors (IFAs).
Here's how it works:
#Our IFA Directory
We've carefully vetted a network of independent financial advisors who share our values: transparency, putting clients first, and providing genuine value. These aren't salespeople pushing products — they're qualified professionals who can provide personalized advice when you need it.
When you use BishBashDosh, you might reach a point where you need more than our tools can provide. Maybe you're navigating a complex tax situation. Perhaps you're planning for retirement and want professional guidance. Or you're considering investments beyond your pension.
That's where our trusted IFAs come in.
#How It Works
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You remain in control: Connecting with an IFA is always optional. Our tools remain completely free and functional without ever speaking to an advisor.
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Transparency first: We'll clearly identify when content or recommendations come from our partner advisors. No hidden promotions, no disguised advertising.
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Vetted professionals: Every IFA in our directory is FCA-authorized, independently reviewed, and meets our standards for client service.
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Commission disclosure: If you choose to work with an IFA through our platform and they earn a commission, we may receive a referral fee. This will always be disclosed upfront.
#What Won't Change
- Our independence: We're not owned by any financial institution or advisory firm. Our tools give you unbiased calculations.
- Your privacy: We'll never sell your data. Ever.
- Our mission: Helping UK families optimize their finances remains our North Star.
- Our values: Transparency, education, and putting users first.
#Partnerships Done Right
We've seen too many "free" financial tools that are just lead generation machines for sales teams. That's not us.
Our approach:
- IFA connections are entirely optional
- All promotional content clearly labeled
- Tools remain functional without advisory services
- Multiple IFA options — you choose who to work with
- Zero pressure, zero hard sells
#Moving Forward
This change reflects where we want to take BishBashDosh. We believe everyone deserves access to tools that help them make smarter financial decisions, regardless of their ability to pay.
For those who need deeper advice — like comprehensive retirement planning, investment strategy, or estate planning — we'll connect you with qualified professionals who can help.
For everyone else, our free tools will continue to help you:
- Optimize your salary structure
- Maximize pension contributions
- Navigate UK tax thresholds
- Understand your benefits
- Plan your wealth allocation
#Questions?
We expect you might have some questions about this change:
Q: Will the free tools stay free?
A: Yes. Forever. That's a commitment.
Q: Will you add features only available through IFAs?
A: No. All our calculator features remain accessible to everyone.
Q: How do I know if I need an IFA?
A: If our tools give you clarity and confidence, you probably don't. If you're facing complex situations or want personalized strategic advice, an IFA might help.
Q: Are you under pressure from investors?
A: We're bootstrapped. This is our choice, not someone else's.
#Thank You
To everyone who supported us with a paid subscription: thank you. Your support helped us build something valuable. We hope you'll continue using BishBashDosh, tell your friends, and consider our partner IFAs if you ever need advisory services.
To everyone who's been waiting for premium features: welcome. They're yours now.
Let's make UK personal finance clearer, simpler, and more accessible — together.
Elliot Taylor
Founder, BishBashDosh
Have feedback on this change? We'd love to hear from you. Drop us a message through our support chat.